AML / KYC Policy

1. Purpose

This AML (Anti-Money Laundering) and KYC (Know Your Customer) Policy is designed to prevent fraud, money laundering, terrorist financing, and other illegal activities on the SwiftechCloud platform.

2. Customer Identification (KYC)

All merchants are required to complete identity verification. This may include submission of:

• Valid CNIC / Government-issued ID
• Business registration documents (if applicable)
• Bank account or wallet verification

3. Verification Process

SwiftechCloud reserves the right to verify submitted documents and may request additional information to ensure authenticity and compliance with regulatory requirements.

4. Transaction Monitoring

All transactions are continuously monitored for suspicious activity such as unusual transaction patterns, high-risk behavior, or abnormal volumes.

5. Suspicious Activity

Any suspicious transactions may be flagged, delayed, or reported to relevant authorities in accordance with applicable laws and regulations.

6. Prohibited Businesses

We do not support businesses involved in illegal activities including but not limited to: fraud, gambling (where restricted), money laundering, or sale of prohibited goods.

7. Record Keeping

We maintain records of customer identification and transaction data as required by law for audit and compliance purposes.

8. Account Suspension

Accounts found in violation of AML/KYC policies may be suspended or permanently terminated without prior notice.

9. Compliance

SwiftechCloud complies with applicable financial regulations and works with payment partners such as JazzCash and Easypaisa to ensure secure and compliant payment processing.

10. Contact

For any questions regarding AML/KYC compliance, please contact our support team.